:root{--ink:#0f172a;--mut:#55627a;--line:#e3e8f0;--bg:#f5f7fb;--acc:#2050d8;--acc-d:#17399f;--ok:#0c7a4b}*{box-sizing:border-box;margin:0}body{color:var(--ink);background:#fff;font:16px/1.55 -apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Arial,sans-serif}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}a{color:var(--acc);text-decoration:none}h1{letter-spacing:-.01em;font-size:clamp(30px,5vw,46px);line-height:1.15}h2{letter-spacing:-.01em;margin-bottom:10px;font-size:clamp(24px,3.4vw,32px);line-height:1.2}h3{font-size:18px}.sub{color:var(--mut);max-width:62ch;margin-bottom:26px}section{padding:56px 0}.btn{background:var(--acc);color:#fff;cursor:pointer;border:0;border-radius:10px;padding:13px 24px;font-size:16px;font-weight:600;display:inline-block}.btn:hover{background:var(--acc-d)}.btn.ghost{color:var(--acc);border:1px solid var(--line);background:#fff}.btn.ghost:hover{background:var(--bg)}.btn.small{padding:9px 16px;font-size:14px}.top{border-bottom:1px solid var(--line);z-index:10;background:#fff;position:sticky;top:0}.bar{align-items:center;gap:26px;height:60px;display:flex}.logo{color:var(--ink);letter-spacing:-.02em;font-size:20px;font-weight:800}.logo span{color:var(--acc)}.bar nav{gap:20px;margin-right:auto;display:flex}.bar nav a{color:var(--mut);font-size:14.5px}.bar nav a:hover{color:var(--ink)}.hero{background:linear-gradient(180deg, #fff 0%, var(--bg) 100%);padding:72px 0 60px}.lead{color:#2a3550;max-width:62ch;margin:18px 0 26px;font-size:18px}.cta-row{flex-wrap:wrap;gap:12px;display:flex}.facts{flex-wrap:wrap;gap:16px;margin-top:40px;padding:0;list-style:none;display:flex}.facts li{border:1px solid var(--line);background:#fff;border-radius:14px;flex:1;min-width:200px;padding:16px 20px}.facts b{letter-spacing:-.01em;font-size:26px;display:block}.facts span{color:var(--mut);font-size:14px}.calc{background:var(--bg)}.calc-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.panel{border:1px solid 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